Are Medicare Advantage Plans Truly an “Advantage?”

Are Medicare Advantage Plans Truly an “Advantage”?

By: Delia Murillo.

DeliaEvery Medicare recipient has his or her own individual health needs and matching the needs with the best plan available is the determining factor if the Medicare recipient will see the Advantage in the enrollment of one of these plans.


What is a Medicare Advantage Plan?

Medicare Advantage Plans are offered by private companies approved by Medicare. They work as a single insurance plan or payer by combining hospital and medical coverage into one plan and helping to lower beneficiaries out of pocket costs. Additionally, Medicare Advantage Plans include additional benefits and services and may also include Part D Prescription Coverage.


What are some basic requirements?

  • The person must be a candidate for Medicare part A and Medicare part B, in order to qualify for a Medicare Advantage Plan (also known as Medicare Part C).
  • The person must elect a plan that is offered in the county where they reside.


What are the different types of Medicare Advantage Plans that are available?

  • HMO’s
  • PPO’s
  • PFFS
  • SNP’s

With so many different things that need to be considered before electing a Medicare Advantage Plan, it is important the recipient receives assistance by a well trained licensed agent.

For more information, please contact PHHNAT at

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